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  • Supplemental Health Insurance Policies

    Supplemental insurance policies can help you pay for out-of-pocket medical expenses such as copays and deductibles, and everyday expenses like groceries and childcare, when a serious illness or accident happens. Supplemental Health Insurance Policies are available from subsidiaries of Health Care Service Corporation, a Mutual Legal Reserve Company. HCSC has acquired The Cigna Group’s Individual Supplemental Health business.

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    Home Legal and Privacy Website Privacy Statement

    Website Privacy Statement

    Privacy Statement

    We know how important the security and privacy of data is to you. Therefore, please review the following statement which explains what data We collect, how We use the personal information you provide, and how We keep that information secure. “Personal information” refers to data that is unique to you such as name, birth date, address, email address, IP address and telephone number. If you encounter a screen or page that requests information you do not want to share with Us, do not enter the information and do not proceed with that screen or page.

    Information Collected and Used

    For purposes of this website, We may collect and use your email or phone/text number that you provide to respond to your inquiry or to send you information about a service or resource that you expressed interest in. We will continue to send you information unless you request us to stop or opt out. In addition, We may receive information from the third-party sites that you access through the site.

    You may also decide to use your email or text number to ask us questions and provide comments about Our website or services. You are encouraged to provide this feedback. We do share these messages with individuals in the organization who can appropriately respond; We may preserve the content of your message along with Our response. At times, We may use a third-party vendor to determine if you open and use any information that We share via email, as well as to solicit your feedback through online surveys. Responding to these surveys is optional.

    It is important to use good judgment when sending information to us via email or text. These messages may pass through private and public networks with varying levels of security. Some networks may have taken steps to secure these transmissions while others have not which could affect the privacy and integrity of the information you send.

    We also collect electronic data about you to provide a positive website experience, offer health care programs, products and services and report on user activity. We use different tools to do this; please be aware that none of these tools provide us with the ability to read any data residing on your computer. We use the data collected to recognize repeat users and track usage patterns.

    The following are examples of how we use the information we collect:

    Miscellaneous

    Governing Law

    These Terms of Use and your use of Our website are governed exclusively by the laws of the State of Illinois, without reference to its rules regarding choice of law.

    Limitation of Liability

    We have no liability for any damages (whether direct or indirect, special, incidental, consequential or punitive) incurred by you as a result of your use of this website or the information you receive from or submit to this website.

    We shall have no liability whatsoever for failure of electronic or mechanical equipment or communication, telephone or other connection problems, computer viruses, unauthorized access or interception of data from this website, theft or errors.

    Ownership and Copyright Protection

    All rights, title and interest in the content (including software, text and images) and other intellectual property (including trademarks, service marks and copyrights) on this website are solely and exclusively Our property, and are protected by intellectual property laws. You acknowledge that content available through the website, including, without limitation, content of third parties is protected by copyright, trademark, patent or other intellectual proprietary rights and laws.

    Changes to the Privacy Statement

    We may change this Privacy Statement from time to time. When updates are made, the version date below will be updated to reflect that a revision has occurred. We encourage you to occasionally revisit the Privacy Statement to check if We made any changes.

    Contact Us

    If you have any questions or need more information, please contact us.

    2.0-2025