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Supplemental Health Insurance Policies

Supplemental insurance policies can help you pay for out-of-pocket medical expenses such as copays and deductibles, and everyday expenses like groceries and childcare, when a serious illness or accident happens. Supplemental Health Insurance Policies are available from subsidiaries of Health Care Service Corporation, a Mutual Legal Reserve Company. HCSC has acquired The Cigna Group’s Individual Supplemental Health business.

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Home Medicare Medicare Member Resources and Services

HealthSpring Member Resources

Get the most out of your plan with additional benefits and services, in-network doctors and pharmacies, plan documents and forms, premium payment options and more.

Popular Links

Quick access to common tools and resources.

Benefits of HealthSpring Medicare Advantage Coverage

Behavioral Health Unit

Support for anxiety, depression, substance use and more.

Get behavioral support

Case Management

When you’re dealing with a chronic health issue, our team can help.

Get support for a chronic condition

Community Resources

Find programs that can help pay for things like housing, food or prescriptions.

Find assistance programs

HealthSpring Incentives Program

Earn incentive rewards for completing healthy activities.

Start earning rewards

Medicare Advantage Extra Benefits

Some plans offer extra benefits, including Silver&Fit®, vision and hearing services, transportation and more.

Explore extra benefits

HealthSpring Flex Card

This preloaded spending card offers access to earned incentive rewards and select allowance benefits as part of your Medicare Advantage Plan.

Learn more about how this card works [PDF]

Log into HealthSpring Flex to access your card benefits

In-Home Care Providers

We work with in-home care vendors to help with health care services such as addressing health concerns and providing resources.

Learn more about what in-home care providers offer

Healthier Together

Aging well doesn't happen by accident. It happens with knowledge, planning and support. Healthier Together provides content you can trust about topics that are important to you.

Let’s get healthier together

Manage Medications

Take control of your prescription coverage with these tools and resources:

Drug List Formulary

See a complete list of covered, commonly prescribed medications covered by your Medicare plan.

Medication Therapy Management

Get guidance from a HealthSpring Pharmacist when you're juggling multiple medications.

Over-the-Counter Catalog

Shop for covered OTC products and pay for them with your HealthSpring Flex card. Download the 2026 OTC Catalog [PDF] or shop online

Pharmacy Networks

View HealthSpring pharmacy network, including home delivery options.

Delivering Diabetes Supplies

We help deliver diabetic supplies to your home for easier and more affordable monitoring.

Medicare Prescription Payment Plan

If you have high drug costs, this program may help manage your monthly expenses. Learn more [PDF]. calculate estimated monthly payments, or opt-in online

Medicare Group Plans

Are you a retiree with a Medicare plan through a former employer? Find information about using your plan and accessing available services:

Group Plans Resources

Group Plans Provider Network

Additional Plan Resources

Annual Notice of Change (ANOC)

Changes to your plan that could affect you in the upcoming year.

Medicare Appeals Process

When and how to request a review of a medical or prescription coverage decision.

Coverage Decisions and Exceptions

When and how to request coverage for a medication not covered by your plan.

Customer Forms

Forms for claims, drug prior authorization, appeals, privacy and more.

Disaster Policy

Learn about our policy for continued health coverage during disasters.

Evidence of Coverage (EOC)

Important legal details about your current Medicare plan and coverage.

Extra Help

Financial assistance for those with limited income and resources.

Filing a Grievance

When and how to file a complaint (grievance) against your Medicare plan.

Health Risk Assessment

Get a personalized wellness plan when you take the health and wellness quiz.

Organization Determination

When and how to get medical prior authorization or approval.

Provider and Pharmacy Directories

Find in-network care and pharmacy options based on your plan.

Need to understand the basics of Medicare? Learn more about Medicare

Important Benefits Update

When a natural disaster, extreme weather, or other type of tragedy strikes, we’re here for you 24/7. If your medication was lost or damaged, you can go to a local pharmacy and request a refill or replacement. Visit RxOpen to find pharmacies near you that are open following extreme weather or other disasters.