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Supplemental Health Insurance Policies

Supplemental insurance policies can help you pay for out-of-pocket medical expenses such as copays and deductibles, and everyday expenses like groceries and childcare, when a serious illness or accident happens. Supplemental Health Insurance Policies are available from subsidiaries of Health Care Service Corporation, a Mutual Legal Reserve Company. HCSC has acquired The Cigna Group’s Individual Supplemental Health business.

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Home Medicare Medicare Member Resources and Services Medicare Drug List Formulary

Medicare Drug List Formulary

HealthSpring’s formulary is a comprehensive list of drugs that are covered by your Medicare Advantage (MA) or Part D Prescription Drug (PDP) plan. Our doctors and pharmacists select these drugs for their effectiveness, safety, ease of use and cost.

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Covered Drug Lists

Review the drug lists below to see if your medication is covered depending on your plan. If your medication appears on the drug list, then it is a covered medication under that plan. Your medication might have certain requirements if they meet prior authorization criteria or step therapy criteria. You can use the list to check for other medications that treat your condition.

To view medication pricing, compare costs, and find prescription alternatives:

2026 Medicare Prescription Pricing and Comparison Tool

HealthSpring Medicare Advantage Drug Lists

Prior Authorization Criteria

Prior authorization means that some treatments and drugs may need approval from your plan before you receive care.

2026 Prior Authorization Criteria

HealthSpring Medicare Advantage Plans Prior Authorization Criteria [PDF]

Updated 10/01/2025

Step Therapy Criteria

Step therapy is when you must try lower cost drugs before HealthSpring approves a more expensive drug.

2026 Step Therapy Criteria

HealthSpring Medicare Advantage Plans Step Therapy Criteria [PDF]

HealthSpring Medicare Advantage Plans -– Step Therapy Criteria Part B Drugs [PDF] - Effective 01/01/2026

Updated 10/01/2025

HealthSpring Medicare Part D Drug Lists

Each Medicare Part D Prescription Drug Plan must follow the rules set forth by Medicare for covering Part D drugs and be approved by Medicare each year. Medicare Part D Prescription Drug Plans must include at least two drugs in every drug category. In addition, each Medicare Part D Prescription Drug Plan must:

Not all prescription drugs are included on the drug list. In some cases, the law prohibits Medicare coverage of certain types of drugs. In other cases, we have decided not to include a particular drug on our drug list because we may have an alternative drug that can be taken.

Generics

All Medicare Part D Prescription Drug Plans cover various brand-name drugs and generic drugs. Generic drugs have the same active ingredients as brand-name drugs. Generic drugs usually cost less than brand-name drugs and are rated by the Food and Drug Administration (FDA) to be as safe and effective as brand-name drugs.

Prior Authorization Criteria

Prior authorization means that some treatments and drugs may need approval from HealthSpring before you can receive care.

2026 Prior Authorization Criteria

HealthSpring Assurance Rx (PDP) Plan Prior Authorization Criteria [PDF]

HealthSpring Extra Rx (PDP) Plan Prior Authorization Criteria [PDF]

Updated 10/01/2025

Step Therapy Criteria

Step therapy is when you must try lower cost drugs before HealthSpring approves a more expensive drug.

2026 Step Therapy Criteria

HealthSpring Assurance Rx (PDP) Plan Step Therapy Criteria [PDF]

HealthSpring Extra Rx (PDP) Plan Step Therapy Criteria [PDF]

Updated 10/01/2025

Medicare Drug Formulary Changes

During a plan year, HealthSpring may make certain changes to our list of covered drugs. Most changes throughout the year will have a positive impact on customers such as adding new drugs to our drug list, removing restrictions, or moving a medication to a lower cost-sharing tier.

Plans are limited in their ability to make changes during the year that will have a negative impact on customers. A negative change would be removing a medication, moving it to a higher cost-sharing tier, or adding a new requirement. If you are taking the medication with the change, you will generally be notified on your Explanation of Benefits (EOB) statement. We also may make a change when a new generic becomes available.

It is important that you check your plan’s drug list PDF on this page or the 2026 Medicare Prescription Pricing and Comparison Tool to confirm the coverage of your medications.

Transitioning to a New Plan

We can help if you need to switch to a different drug that we cover or request a formulary exception.

2026 Prescription Drug Transition Policy [PDF]

Formulary Frequently Asked Questions

Medicare Advantage with Prescription Drug Coverage Plan Formulary FAQs [PDF]

Standalone Medicare Part D Prescription Drug Plan Formulary FAQs [PDF]

Additional Plan Information

Enrollment Information
Learn about your options to enroll using online forms, phone, mail or fax.

Find Plan Documents
Go straight to the plan documents and information you need.

Provider and Pharmacy Directories
View our Medicare provider and pharmacy directories.

Premium Payment Options
Explore different options to pay your plan premium.

Medication Therapy Management
Get guidance from a HealthSpring Pharmacist when you're using multiple medications.

This information is not intended for people with group-sponsored plans provided by an employer. If you are in a group plan, please visit Group Plans Resources, call the telephone number on your HealthSpring ID card, or contact your plan administrator for more information.