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Supplemental Health Insurance Policies

Supplemental insurance policies can help you pay for out-of-pocket medical expenses such as copays and deductibles, and everyday expenses like groceries and childcare, when a serious illness or accident happens. Supplemental Health Insurance Policies are available from subsidiaries of Health Care Service Corporation, a Mutual Legal Reserve Company. HCSC has acquired The Cigna Group’s Individual Supplemental Health business.

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Home Medicare Medicare Member Resources and Services Organization Determination

Organization Determination (Medical Prior Authorization)

Learn how to request an organization determination, also known as a medical prior authorization, for your Medicare Part C plan.

What is an organization determination?

An “organization determination,” or medical prior authorization, is a decision made about your medical benefits and coverage or the amount we will pay for your medical services, items or Part B drugs. This means we ask our plan to authorize, provide, or pay for medical services, items or Part B drugs. We want to make sure you are getting the best type or level of services you should receive per your plan.

A Medical Prior Authorization allows HealthSpring to:

Some examples of services that may need Medical Prior Authorization are:

You can review services that need Medical Prior Authorization within your Evidence of Coverage (EOC).

Emergency services are excluded from prior authorization requirements. An emergency is a medical condition that may cause harm to your health.

Who can ask for an organization determination or medical prior authorization?

You can ask us for an organization determination or medical prior authorization for yourself, or your doctor or someone you name may do it for you. The person you name would be your appointed representative. You can name a relative, friend, advocate, doctor or anyone else to act for you.

If you want someone to act for you, then you and that person must sign and date the Appointment of Representative form that legally allows that person to act as your appointed representative. This statement must be faxed or mailed to us at the same number or address where you send your organization determination information.

This form does not have to be filled out if your doctor is sending a request.

Download an Appointment of Representative form [PDF]

Who will review my request?

The Prior Authorization Department is made up of licensed nurses, clinical pharmacists and doctors. They review requests for authorization using nationally recognized industry standards to decide if a prior authorization is medically necessary. Once a decision is made, they will let you and your provider know.

A Medical Prior Authorization or Organization Determination is not a guarantee that the services are covered. A prior authorization is a determination of medical necessity and is not a guarantee of claims payment. Claim reimbursement may be changed by factors such as eligibility, participating status and benefits at the time the service is rendered.

How do I get an organization determination or medical prior authorization?

To start an organization determination, you must file a Preservice Organization Determination, also known as a Prior Authorization Request, by phone, mail or fax. The prior authorization request will be reviewed to determine if services are covered before they are provided. While your doctor or relevant care provider will often help you arrange care and get Prior Authorization, you can send a Prior Authorization request yourself before getting services.

For HealthSpring Medicare Advantage customers


Contact us by mail:
HealthSpring
Attn: Precertification
P.O. Box 20002
Nashville, TN 37202


Call us: 1-800-668-3813 (TTY 711), 8 a.m. – 8 p.m., 7 days a week

From April 1 – September 30: Monday – Friday, 8 a.m. – 8 p.m. Messaging service used weekends, after hours and federal holidays.

Fax: 1-866-287-5834

How long does determination take?

A standard decision will be made as fast as your health condition requires, but no later than 14 calendar days after receiving requests for medical services and items or 72 hours after receiving requests for Part B drugs.

If you need a quicker response because of your health, you should ask our plan to make a Fast Decision. A fast decision will be made as quickly as your health condition requires, but no later than 72 hours after receiving requests for medical services and items, or 24 hours after receiving requests for Part B drugs.

Appeals and Complaints

If you don’t agree with the organization determination, you have the right to appeal our decision.

Learn more about appeals

If you have a complaint, you can send feedback straight to Medicare:

Questions?

If you have any questions about requirements or want to check on an existing authorization, please reach out to our Customer Service Department at 1-800-668-3813 (TTY 711), Oct 1 – March 31: 8 a.m. – 8 p.m., 7 days a week; April 1 – Sept 30: Mon – Fri, 8 a.m. – 8 p.m. A messaging service is used weekends, after hours and federal holidays.