Terms of Use for
HealthSpring

Information Displayed on this Website

HealthSpring has made reasonable efforts to present accurate information on this website; however, it is possible that information found on this website may be out-of-date.

Any medical and health-related information presented on this website is general in nature. HealthSpring does not furnish or render professional health care services or medical care. Therefore, the information presented on this website is not a substitute for professional medical advice, diagnosis or treatment, nor is it intended to provide you with a specific diagnosis or treatment for a specific ailment. The information is made available to you for educational and informational purposes and does not constitute the practice of medicine and/or as a substitute for consultation with your personal health care provider, nor does it constitute an offer to sell or promote any product or service to residents to any residents outside of the states in which HCSC and its wholly owned subsidiaries are licensed to sell products and services

If you are applying for insurance through our website: The following information applies to the online premium credit estimating tool. Our estimating tool is provided for information purposes only, and you are responsible for the accuracy of the information that you enter. Any results derived from the estimating tool should be used as a general guide only; your final Advanced Premium Tax Credit amount can only be received from the Health Insurance Marketplace.

Online Security

When you are submitting or transferring data via this website, it is protected by Transport Layer Security (TLS) technology, the leading security protocol for data transfer on the Internet. Even though there are many benefits to using this website, as with all electronic communications there are some risks which may include:

• Failure of hardware, software and/or Internet connections; we are not responsible for failures, distortions, delays, or other problems resulting from equipment configuration, connection, signal power, hardware, software or any equipment used to access the Internet.

• No guarantee that the confidentiality or security of electronic transmissions via the Internet can be assured due to potentially unsecure computers and links. This could result in your data becoming lost or intercepted during transmission. Please use good judgment before deciding to send information via the Internet.

Third-Party Links

The website may offer you links to other websites, pages or iframes hosted by independent third parties. At times, HealthSpring works with such third parties to create the content on these websites; at other times, a link to these websites is provided solely as a resource or convenience for our users. Since these third-party websites are not hosted or maintained by HealthSpring, we do not make any guarantees or warranties as to the validity or accuracy of the information posted on these websites, or for any products or services that may be available on these websites. As a result, you agree that HealthSpring has no liability for any damages you may incur as a result of your use of or the information you receive from or submit to these third-party websites.

The use of these third-party websites may subject the user to separate binding agreements, including terms of use and privacy statements, which can be found on the third-party website if applicable. Be sure to review these additional agreements and statements and have a working understanding of the terms.

You agree to not:

• Use any device or computer program that interferes or attempts to interfere with the operation of this website (e.g., hacking, denial of service attacks), including any activity that precedes attempts to breach security such as scanning, probing, or other testing or vulnerability assessment activity, or engaging in or permitting any network or hosting activity that results in the blacklisting or other blockage of our IP space;

• Copy, reprint, modify, lease, distribute, assign, sell content, license, reverse engineer or create derivative works retrieved from this website or any of the third-party websites we may provide links to;

• Use this website in a manner that may adversely affect this website’s resources or its availability to others, or that violates any applicable law.

Text Messaging Program

We support texting communications in accordance with your communication preferences. If you choose to receive text messages, you will receive text messages in accordance with our Privacy Notice. By providing us with your mobile phone number, you agree that we may send health related and transactional text messages, which may use auto-dialing technology, as well as text messages for operational purposes such as verifying your identity. You are not required to agree to receive text messages as a condition to purchase goods or services. The number of text messages per month varies.

To opt-out from a particular text message program, you can text STOP in response to associated program text messages from your mobile phone. To get technical help or support, contact us using the information provided on the Site. From your mobile phone, you may request our contact information at any time by texting HELP in response to text messages. Message and Data Rates May Apply. Carriers are not liable for delayed or undelivered messages. The text message program is subject to these Terms of Use and the Privacy Notice, to the extent applicable. Comprehensive terms and conditions may be presented in full with the call-to-action.

Changes to the Terms of Use

HealthSpring may change this Terms of Use from time to time. When updates are made, the version date below will be updated to reflect that a revision has occurred. We encourage you to occasionally revisit the Terms of Use to check if we made any changes.