Cancer Treatment Insurance
Receive cash benefits for cancer treatments and other covered events throughout your illness.1 Available for around $18/month.2
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Cancer Treatment Insurance Product Details
From hospital stays and surgeries to chemotherapy and radiation treatments – cancer care can be expensive. How can a Cancer Treatment Insurance policy help you?
Provides cash for covered care and costs due to your cancer treatment.1
Your benefits help pay for a range of treatments, care, and related costs, including:
Surgery and hospitalization
Treatments such as chemotherapy, radiation, experimental treatment, and transplants
Transportation and lodging related to your treatment
Rehabilitative therapy, extended care facility stay, and hospice care
Family care expenses such as childcare and pet care
Add on more benefits, such as a Lump Sum Cancer Rider.3
Includes coverage for you and your dependents.
Your policy is Guaranteed Renewable for Life.4
Available to ages 18-99.
Customize your Cancer Treatment Insurance policy
We can also help you customize your supplemental coverage to fit your needs. Riders offer coverage for specific situations and can be added for an additional monthly amount.3 Consider adding a rider for one or more of the following (these summaries contain highlights only and are subject to change):
Lump Sum Cancer Rider
For added cancer protection, our Lump Sum Cancer Rider pays 100% of your selected benefit amount, from $5,000-$100,000*, upon diagnosis of cancer. This benefit is paid in one lump sum to use in any manner you choose.
Lump Sum Heart Attack and Stroke Rider
The costs associated with an unexpected heart attack, stroke, or other heart-related surgery can be overwhelming. With our Lump Sum Heart Attack and Stroke Rider, you can receive a percentage of your selected benefit amount, from $5,000-$100,000*, subject to the maximum benefit amount, should you receive a diagnosis or procedure for a qualifying event.
Hospital Indemnity Rider
When a covered injury, sickness, or complications from pregnancy requires hospitalization, this rider will pay the selected benefit amount, from $100-$1,000*, for each day (at least 24 hours) that you are confined** to a hospital.5
Intensive Care Unit Indemnity Rider
When a covered injury, sickness, or complications of pregnancy require a trip to the intensive care unit, this rider will provide a selected benefit amount, from $100 – $1,000*, payable for each day (at least 24 hours) that you are confined** to the intensive care unit as an inpatient.
This summary contains highlights only and is subject to change.
Jake's story
Jake was young and healthy. He had never considered cancer. But when one of his best friends was diagnosed with cancer, he saw firsthand the financial burden it brought. What if that were to happen to him? Jake decided to plan for the unexpected. He found out that a Cancer Treatment policy would cost him less than $1 per day2—a small price to pay, he felt.
When cancer hit him at age 37, he was overwhelmed. His Cancer Treatment policy gave him cash benefits that he used to help pay his rent and other bills. That way he could focus on fighting his cancer, instead of financial worries.
(This is an example used for illustrative purposes only.)
State Specific Details
Learn more about the benefits included in the Cancer Treatment Insurance policy by selecting the state where you live:
Continue shopping for additional coverage
State Policy Disclosures, Exclusions, Limitations, and Reductions
1 Benefits received in excess of medical expenses may be considered taxable income. Consult your tax advisor.
2 Rates are illustrative only. Please do not submit money. You must first obtain an application to obtain any coverage. Premium based on the individual rate for a person in Alabama, between the ages of 40-44, with a $500/day hospitalization benefit (5 units of coverage). Individual rates will vary based on your state, age at time of issue, coverage type and the benefit option you select. Rates are subject to change.
3 There will be a charge for each rider selected. Riders are not available in all states.
4 Policy cannot be canceled as long as you pay your premium when due. The company reserves the right to increase premiums on a class basis.
5 The term “hospital” does not include a clinic, facility, or unit of a hospital for: rehabilitation, hospice care, extended care, custodial, educational, or nursing home for the aged, chemically dependent or alcohol dependent.
*Benefit amounts, issue ages and rates vary by state; please contact your broker or HealthSpring representative for details.
**Under the direction and supervision of a physician
The Lump Sum Heart Attack and Stroke policy is not available in ID, NM, NY or VA.
The Lump Sum Cancer policy is not available in ID, NM, NY or VA.
The Cancer Treatment policy is not available in ID, MA, MN, NH, NJ, NM, NY, UT or WY.
The Hospital Indemnity policy is not available in MA, MT, NJ, NM or NY.
The Whole Life policy is not available in FL or NY.