Medicare Advantage Extra Benefits

HealthSpring Flex Card

Your plan includes a personal prepaid card that is loaded with allowance benefits that may be included within your plan. You can use this card to pay for eligible items and services. Plus, we will add funds to your card when you complete certain healthy activities through the HealthSpring Incentives Program.

Benefits that may be loaded on your card include:

• HealthSpring Incentive Program Rewards
• OTC Allowance
• Healthy Grocery Allowance

The benefits and amounts loaded on the card are dependent on the plan you are enrolled in.

View plan documents for details on specific plans.

Learn more about the HealthSpring Flex Card [PDF]

Dental services

Cigna Dental Care (DHMO) Benefit

Your plan may include a range of preventive dental services to keep you healthy, such as oral exams and cleanings. Comprehensive dental coverage, like fillings, crowns, extractions, root canals, dentures and other services may be included in some plans. A Dental Services guide is included in your Welcome Kit or end-of-the-year renewal mailing. It is important to review this guide to know what services are covered under your plan.

How do I find an in-network Cigna Dental Care dentist?

• Search the Online Provider Directory.
• Or call Dental Customer Service at (TTY 711).

October 1 – March 31: 7 days a week, 8:00 a.m. – 8 p.m., local time

April 1 – September 30: Monday – Friday, 8:00 a.m. – 8 p.m., local time

Dental Allowance (DPPO) Benefit

Your plan may also include a dental allowance. This yearly allowance helps pay for routine dental services not covered by Original Medicare, such as exams, cleanings, x-rays, fillings, root canals, crowns and dentures. Keep in mind that limitations, exclusions and restrictions may apply. All dental allowance benefits use the Cigna Dental Allowance (DPPO) network.

There are three types of dental allowance benefits:

• Full Dental Allowance Benefit: You can see any U.S. licensed dental provider who is not excluded by Medicare. Plus, you can get a discount by seeing a provider in the Cigna Dental Allowance (DPPO) network. That way, your allowance dollars can go further.

• Dental Allowance In-Network-Only Benefit: Your services are covered up to the yearly allowance amount when you see a provider in the Cigna Dental Allowance (DPPO) network. If you go out of network, your services won’t be covered.

• Dental Allowance with 50% Out-of-Network Coinsurance Benefit: If you see a Cigna Dental Allowance (DPPO) network provider, services are covered at 100%. And if you see an out-of-network provider, services are covered at 50%. Either way, your services are covered up to the yearly allowance amount. Out-of-network providers must be U.S. licensed and not excluded by Medicare.

Part B giveback

Your plan may include a monthly reduction to your Medicare Part B premium. This means HealthSpring will pay a portion of your Medicare Part B costs each month to the Social Security Administration (SSA). This benefit, also called a Part B giveback, is automatically deducted from your Part B costs each month.

The SSA may take up to 90 days upon your enrollment to approve you and start your giveback benefit. If the SSA does not include your benefit after the first few months of your approval, you will receive a lump sum in your Social Security check for those months that were missed.

Transportation services

Your plan may include transportation for a set number of non-emergency, one-way trips to and/or from approved health-related facilities within 70 miles of your home.

Vision services

Medicare-covered vision services like well-eye exams and diabetic retinal and glaucoma exams, if you are at high risk, are included in your plan. Supplemental vision services for a routine eye exam and/or a yearly allowance toward the cost of lenses, frames or contacts may also be covered under your plan. You must go to a provider within our vision network to be covered.

For more information on your Medicare-covered Vision Services and Supplemental Vision Services, call the phone number below.

Hearing services

Your plan may include an extra hearing benefit that covers a routine hearing exam, hearing aid fitting evaluation and a hearing aid allowance. TruHearing, our hearing health vendor, manages this benefit.

Fitness benefit

Your plan may include a fitness benefit. Reach your wellness goals with your fitness benefit provided through the Silver&Fit^® Healthy Aging and Exercise program. This program offers a fitness center membership or home program to help meet your needs and lifestyle.

Home-delivered meals benefit

Your plan may include a home-delivered meals benefit. Our post-hospital meal program helps make your transition back home after a hospital or skilled nursing facility stay more comfortable. This benefit, offered through GA Foods, provides 14 nutritious meals delivered to your home after each qualifying hospital or skilled nursing facility stay.

Caregiver support services

Your plan may include a caregiver support benefit. If you’re a caregiver or someone helps take care of you, support is available. This benefit includes consultative services to help with caregiving, locating resources for your loved one, stress management and health-related social needs, such as nutrition. Caregivers can receive no-cost one-on-one coaching virtually or by phone through the program's digital application. Recommended services or programs may have additional costs. At no cost to you, you get easy access to resources such as:

• Individual assessments that focus on all aspects of care, including social health needs such as finding resources and stress management.
• One-on-one coaching for caregivers who need personal support and guidance by app or phone.

In-home care providers

HealthSpring works with in-home care providers that offer a variety of health care services virtually or in the comfort of your home. This program does not replace the relationship between you and your primary care physician (PCP). The in-home care providers work with your PCP to help manage your care and tell you about health programs and services you may need.

Diabetic supplies

If you are managing diabetes, we help make it easier and more affordable to get your diabetic monitoring and testing supplies. If your plan covers preferred brand diabetic supplies, you can have them delivered to your home.